The Bihar Gramin Bank, Arna branch is located in Arna village, Gopalganj district, Bihar (pincode 841440). This branch serves local residents and small businesses for deposits, withdrawals and digital transfers. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code. The IFSC routes your transaction to the exact bank and branch. A wrong or old IFSC can delay the transfer or cause it to fail.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Arna |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100545 |
| Branch Address | Arna, GOPALGANJ, 841440, 9297954545 |
| Contact Number | 9297954545 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841440 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations now run under Punjab National Bank’s single IFSC code PUNB0MBGB06. If you have an old UBGB or DBGB IFSC, it has been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch. Transactions using revoked IFSCs will not be routed correctly and may be returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments. Its structure:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always the numeral 0 (reserved).
- Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific branch in the combined system.
So for PUNB0MBGB06: PUNB = Punjab National Bank, 0 = reserved, MBGB06 = branch (Arna under the merged structure).
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank app or netbanking portal. Choose the fund transfer option (NEFT/RTGS/IMPS).
- Select beneficiary type and enter beneficiary name, account number, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Arna branch.
- Verify the MICR or branch details if shown. Confirm the account number carefully. Matching name helps but systems primarily use account number + IFSC to route funds.
- Choose transfer mode: NEFT (for routine transfers), RTGS (for high-value transfers; typically used for amounts ₹2 lakh and above), IMPS (instant, available 24×7 with bank-set limits).
- Enter amount and authenticate the transaction using OTP or secure token. Save the beneficiary after confirmation for future use.
- Keep the transaction reference or UTR. Use it to track or raise a dispute if needed.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank and branch every time.
- Prevents delays and failed transfers caused by incorrect routing.
- Required for setting up online beneficiaries in netbanking and mobile apps.
- Useful for salary credits, vendor payments and direct benefits transfer (DBT) schemes.
- Saves time at the bank counter; you can complete transfers online with just account no. and IFSC.
Contact
Branch phone no: 9297954545
Branch Address: Arna, GOPALGANJ, 841440
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Where can I find the IFSC for Bihar Gramin Bank, Arna?
A: Use the IFSC PUNB0MBGB06 displayed above. You can also find IFSC on your cheque leaf, passbook or the bank branch notice board.
Q: Will a transfer fail if I enter the wrong IFSC?
A: Often a wrong IFSC causes the transaction to fail and it is returned to the sender. If the wrong IFSC points to a valid account number in another branch, it can cause misrouting. Always double-check account number and IFSC before confirming.
Q: Is NEFT available 24×7? What about RTGS and IMPS?
A: IMPS is available 24×7. NEFT and RTGS now operate round-the-clock as well. RTGS is typically used for large-value transfers and is recommended for amounts of about ₹2 lakh and above. Check your bank’s stated limits for IMPS.
Q: What is the difference between MICR and IFSC?
A: IFSC is used for electronic transfers and has 11 characters (bank+branch). MICR is a 9-digit numeric code used mainly to speed up cheque clearing at the RBI processing centers. For transfers, IFSC is the relevant code.
Q: Have the UBGB/DBGB IFSCs changed after merger?
A: Yes. UBGB and DBGB IFSCs have been superseded by the unified IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: What should I do if a transfer to this IFSC is delayed?
A: Note the transaction UTR. Contact your sending bank with the UTR and beneficiary details. You can also call the branch at 9297954545 or the toll-free number 18001807777 for assistance.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.