Bihar Gramin Bank DUMRAWAN IFSC Code

The Bihar Gramin Bank branch located in Dumrawan, Nawada, Bihar, plays an important role in the local community. To make any digital money transfers, such as sending funds via NEFT, RTGS, or IMPS, you will need to know the Indian Financial System Code, or IFSC. This unique code helps ensure that your money reaches the correct bank and branch without any issues, making your transactions safe and efficient.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	DUMRAWAN
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6980
Branch Address	DUMRAWAN, Nawada, 805124
Contact Number	7070196980
City	Nawada
District	Nawada
Reason	NAWADA
Pincode	805124
State	Bihar

Merger Update

Bihar Gramin Bank operates as a Regional Rural Bank (RRB) sponsored by Punjab National Bank. The IFSC code for its branches, including DUMRAWAN, therefore begins with PUNB, signifying its connection to Punjab National Bank. If you previously used codes for banks like Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) that may have been part of a merger leading to the formation of Bihar Gramin Bank, please note that those old IFSC codes are no longer valid. For all transactions with Bihar Gramin Bank, including the DUMRAWAN branch, you must use the updated and unified IFSC code, PUNB0MBGB06. This single code ensures that your transfers are processed correctly under the current banking structure.

What is an IFSC Code?

An IFSC code is an 11-character alphanumeric code that uniquely identifies every bank branch in India. It’s crucial for electronic fund transfers. The code is structured in a specific way:

• The first four characters are alphabetic and represent the bank’s name. For example, PUNB stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• The fifth character is always zero (0). This is reserved for future use, such as for internal bank updates or changes.
• The last six characters are alphanumeric and uniquely identify the specific bank branch. For the DUMRAWAN branch, these are MBGB06.

This standardized format helps computers quickly recognize and direct funds to the correct destination, minimizing errors in transactions.

How to Use an IFSC Code

Using the IFSC code is a straightforward process when you are transferring money online through NEFT, RTGS, or IMPS. Here’s a typical step-by-step guide:

1. Log in to Your Net Banking or Mobile Banking App: Access your online banking portal or mobile app provided by your bank.
2. Select Funds Transfer: Look for options like “Funds Transfer,” “NEFT,” “RTGS,” or “IMPS.”
3. Add Beneficiary Details: If you are sending money to someone for the first time, you’ll need to add them as a “beneficiary.” This involves providing their details.
4. Enter Beneficiary Bank Information: You will be prompted to enter the beneficiary’s bank name (Bihar Gramin Bank), their account number, the account holder’s name, and the branch’s IFSC code (PUNB0MBGB06).
5. Verify Details: Always double-check all the entered information, especially the account number and IFSC code, to avoid sending money to the wrong person.
6. Enter Amount and Confirm: Specify the amount you wish to transfer and confirm the transaction. You might need to enter a transaction password or OTP for security.

For NEFT and RTGS, transactions are processed in batches or at specific intervals, while IMPS offers instant transfers 24/7.

Benefits of Knowing the IFSC Code

Having the correct IFSC code at hand offers several advantages for financial transactions:

• Accurate Fund Transfers: It ensures that money goes to the precise bank branch, reducing the risk of failed or misdirected transactions.
• Faster Processing: Correct IFSC codes allow banks to process electronic transfers like NEFT, RTGS, and IMPS quickly and efficiently.
• Security: By verifying the unique branch code, it adds an extra layer of security, confirming the legitimacy of the transaction destination.
• Convenience: It simplifies online banking, allowing you to transfer funds from anywhere at any time without needing to visit a physical branch.
• Mandatory for Digital Transactions: For almost all digital inter-bank transfers in India, the IFSC code is a compulsory piece of information.

Contact Section

For any inquiries related to the DUMRAWAN branch of Bihar Gramin Bank, or general information, you can use the following contact details:

• Branch Phone Number (DUMRAWAN): 7070196980
• Branch Address (DUMRAWAN): DUMRAWAN, Nawada, 805124, Bihar
• Head Office Address (Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank DUMRAWAN IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank, DUMRAWAN branch?
A1: The IFSC code for Bihar Gramin Bank, DUMRAWAN branch, is PUNB0MBGB06.

Q2: Is the MICR code also important for transactions?
A2: Yes, the MICR (Magnetic Ink Character Recognition) code, which is 800811002 for DUMRAWAN branch, is primarily used for processing physical cheques. It helps in faster and more accurate clearing of cheques.

Q3: Can I use an old IFSC code if I previously dealt with a merged bank?
A3: No, if your bank was part of a merger, any old IFSC codes are usually revoked. You must use the new, updated IFSC code, which for Bihar Gramin Bank DUMRAWAN is PUNB0MBGB06, for all current transactions.

Q4: What does the “PUNB” in the IFSC code stand for?
A4: “PUNB” in the IFSC code PUNB0MBGB06 signifies Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.

Q5: Where can I find the IFSC code for other Bihar Gramin Bank branches?
A5: You can usually find the IFSC code on your cheque book, bank passbook, or by visiting the official website of Bihar Gramin Bank or Punjab National Bank. You can also use reliable online banking portals or apps that list bank branch details.