Bihar Gramin Bank Khorampur IFSC Code

The Bihar Gramin Bank branch at Khorampur is located in Khorampur village, Gopalganj district, Bihar, PIN 841409. This IFSC code page explains the branch details and how to use the IFSC for electronic fund transfers. The IFSC is required when sending money via NEFT, RTGS or IMPS. It tells the sending bank which bank and which branch should receive the funds, so entering it correctly ensures timely and accurate credit to the beneficiary account.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Khorampur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100543
Branch Address	Khorampur, GOPALGANJ, 841409, 9297954543
Contact Number	9297954543
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841409
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank’s sponsorship and their separate IFSC codes have been consolidated. All old UBGB IFSC codes have been revoked. The single valid IFSC to use now for this branch is PUNB0MBGB06 (under Punjab National Bank). Use only this IFSC for NEFT, RTGS and IMPS transactions. Transactions attempted with revoked/old IFSCs may fail or be delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is:

• First 4 characters – bank identifier (example: PUNB for Punjab National Bank).
• 5th character – always 0 (reserved).
• Last 6 characters – branch identifier (alphanumeric). Example: in PUNB0MBGB06 the breakdown is PUNB | 0 | MBGB06.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s internet banking or mobile banking app. Select “Fund Transfer” or “Add Beneficiary”.
• Enter beneficiary name exactly as on the bank account and the account number. Mistakes here cause failed transfers.
• Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Khorampur branch. The system typically validates the IFSC and shows the branch name.
• Choose transfer type: IMPS for instant 24×7 small-value transfers, NEFT for standard electronic transfers, or RTGS for higher-value real-time transfers (bank rules apply).
• Check any transfer limits, fees and cut-off times in your bank’s interface before confirming.
• Confirm and authenticate the transfer using OTP, transaction PIN, or other bank-specified methods.
• Save the beneficiary details if you will transfer repeatedly. Re-verify beneficiary details if the bank prompts for revalidation after a merger or IFSC change.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Reduces the risk of failed or delayed transfers due to wrong routing.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Makes it easier to add a beneficiary in online or mobile banking quickly and accurately.
• Helps customer support trace and resolve transfer issues faster using exact branch code.

Contact

Branch phone no: 9297954543

Branch Address: Khorampur, GOPALGANJ, 841409

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC for transfers to this branch?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions to Khorampur branch.

• Q: What happens if I enter an incorrect IFSC?

  A: If the IFSC points to a different branch, the funds will be routed to that branch and could be credited to the wrong account. If the IFSC is invalid, the transaction will likely fail and the amount will be returned to your account after processing.

• Q: How can I verify the IFSC before sending money?

  A: Check the IFSC shown on the payee’s cheque leaf, passbook, or the branch details provided above. Your bank’s beneficiary-add screen often validates the IFSC and displays the branch name for confirmation.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is for electronic payments (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a code used mainly for cheque processing. Both identify bank branches but serve different systems.

• Q: Can I transfer money to this branch outside banking hours?

  A: IMPS and many banks’ NEFT/RTGS services now operate round-the-clock. Check your bank’s app for available transfer modes and timings. IMPS is immediate; NEFT and RTGS processing depends on bank policies and settlement rules.