Bihar Gramin Bank Bangra Bazar IFSC Code

Bihar Gramin Bank Bangra Bazar IFSC Code

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Bangra Bazar branch of Bihar Gramin Bank is located in Gopalganj district, Bihar (PIN 841426). This IFSC information is essential for sending and receiving electronic fund transfers such as NEFT, RTGS and IMPS. The IFSC uniquely identifies the bank and branch so payments route correctly and quickly between banks.

Branch Details

Field Detail
Bank Name Bihar Gramin Bank
Branch Name Bangra Bazar
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100542
Branch Address Bangra Bazar, GOPALGANJ, 841426, 9297955437
Contact Number 9297955437
City GOPALGANJ
District GOPALGANJ
Reason GOPALGANJ
Pincode 841426
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank’s sponsorship. After the merger, branches that were earlier under UBGB/DBGB now use the IFSC code PUNB0MBGB06 for all electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. Use only the new IFSC (PUNB0MBGB06) when sending money to this branch to avoid failed or delayed transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic fund transfers. The structure is:

  • First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
  • 5th character — reserved and is always 0 (zero).
  • Last 6 characters — branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code

  1. Open your bank’s netbanking, mobile banking app, or visit a branch.
  2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; RTGS is for high-value real-time transfers — typically minimum ₹2,00,000 — and NEFT is for standard transfers.)
  3. Add a beneficiary: enter beneficiary name, account number and the IFSC exactly as PUNB0MBGB06 for Bangra Bazar branch.
  4. Confirm beneficiary; your bank may require OTP or transaction PIN to authenticate.
  5. Initiate the transfer and note the transaction reference number. Check with sending and receiving banks if processing times vary — RTGS/IMPS are real time; NEFT usually completes within minutes to a few hours depending on banks and timing.
  6. Always verify the account number and IFSC with the beneficiary (passbook, cheque leaf or the branch) before sending money.

Benefits of Knowing the IFSC

  • Ensures funds route to the correct bank branch for NEFT/RTGS/IMPS transfers.
  • Reduces failed or returned transactions and related delays.
  • Required to add beneficiaries in internet and mobile banking platforms.
  • Useful for salary credits, vendor payments, online purchases, and receiving remittances.
  • Simplifies reconciliation and record keeping for businesses and individuals.

Contact

Branch Phone: 9297955437

Branch Address: Bangra Bazar, GOPALGANJ, 841426

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

    A: Yes. After the UBGB/DBGB merger under Punjab National Bank’s sponsorship, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSC codes are revoked and should not be used.

  • Q: How do I verify the IFSC before making a transfer?

    A: Verify on the beneficiary’s cheque leaf, bank passbook, or by calling the branch at 9297955437. You can also confirm with your bank’s customer support. Do not rely on unverified third-party listings.

  • Q: What happens if I enter the wrong IFSC?

    A: If the IFSC does not match any branch, the transfer will usually be rejected and refunded. If the IFSC corresponds to a different branch but the account number exists there, funds could be credited to an unintended account. Always double-check both account number and IFSC.

  • Q: Which transfer method should I use — NEFT, RTGS or IMPS?

    A: Use IMPS for immediate small-value transfers (24×7). Use RTGS for large-value, real-time transfers (check your bank’s minimum, typically ₹2,00,000). NEFT is suitable for regular transfers of any value; processing times depend on banks but NEFT is widely available 24×7 through most banks.

  • Q: What is the MICR code and when is it used?

    A: MICR (Magnetic Ink Character Recognition) code for this branch is 800811002. It is mainly used for cheque clearing and processing, not for electronic transfers where IFSC is required.

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