Bela Simri is a village branch of Bihar Gramin Bank located in Khagaria district, Bihar (Pincode 851204). This branch serves local residents and small businesses in Bela Simri and nearby areas. For electronic fund transfers — NEFT, RTGS and IMPS — the IFSC code is the key identifier. It routes your payment to the correct bank and branch. Using the correct IFSC avoids delays, failed transfers and reversals.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bela Simri |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3502 |
| Branch Address | Bela Simri, Khagaria, 851204, 8102918667 |
| Contact Number | 8102918667 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851204 |
| State | Bihar |
Merger Update
If this Bela Simri branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following. UBGB and DBGB have been merged into Punjab National Bank (PNB) for electronic clearing purposes. The single, valid IFSC for transactions now is PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Do not use any old IFSC codes for NEFT/RTGS/IMPS. Only PUNB0MBGB06 is valid for routing funds to this branch now.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11‑character alphanumeric code. Its parts are:
- First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
- 5th character — always 0 (reserved for future use).
- Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 denotes the specific branch code.
The IFSC is case-insensitive but should be entered without spaces or punctuation when you add a beneficiary.
How to Use IFSC Code for NEFT / RTGS / IMPS
Follow these steps when sending money to the Bela Simri branch.
- Collect beneficiary details: account number, account name, IFSC PUNB0MBGB06, bank name and branch address.
- Log in to your bank’s internet banking or mobile app, or visit the branch counter.
- Choose the transfer type:
- IMPS — instant, 24×7, typically for small to medium amounts (subject to bank limits).
- NEFT — widely used, available round‑the‑clock in most banks; suited for any amount.
- RTGS — for high‑value, large transfers; check your bank for minimum and operating rules.
- Add a new beneficiary: enter the account number exactly, beneficiary name as on account, and IFSC PUNB0MBGB06. Verify spelling and digits carefully.
- Confirm via OTP or security token. Some banks apply a short activation hold before you can transfer to a newly added beneficiary.
- Initiate the transfer and save the transaction reference number. Keep the reference until the beneficiary confirms receipt.
Always verify beneficiary name and account number after entering IFSC. A correct IFSC routes the transaction to the right branch, but the bank may still reject a mismatch between name and account number.
Benefits of Knowing the IFSC
- Ensures your funds reach the correct bank and branch without delay.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Helps banks validate beneficiary details automatically, reducing manual errors.
- Useful when filling forms for inward remittances, payrolls, vendor payments and online bill payments.
- Makes it easier to confirm branch identity for reconciliation and audits.
Contact
Branch phone no: 8102918667
Branch Address: Bela Simri, Khagaria, 851204
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC to use for Bela Simri branch?
Yes. After the merger into Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Any older UBGB/DBGB IFSC codes have been revoked and will not work for electronic transfers.
Q: What if I enter the wrong IFSC but correct account number?
If the wrong IFSC points to a different bank or branch, the transfer may route incorrectly or fail. Banks generally match account numbers to branch; mismatches can lead to rejection or manual intervention. Contact your bank immediately if you suspect an error.
Q: Are IFSC and MICR the same?
No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) code is used for processing cheques and clearing. MICR for this branch is 800811002.
Q: Can I use lowercase when entering IFSC?
Yes. IFSC is not case sensitive, but always enter it without spaces or extra characters: PUNB0MBGB06.
Q: How can I confirm IFSC and branch details before transferring?
Confirm with the beneficiary (account holder) or call the branch at 8102918667. You can also check printed passbooks or bank statements that show branch details. When in doubt, ask your sending bank to verify the IFSC before initiating the transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.