Bihar Gramin Bank DINARA IFSC Code

The Bihar Gramin Bank’s DINARA branch is located in Rohtas, a district within the state of Bihar. When you need to send or receive money electronically in India, financial codes are essential. The Indian Financial System Code, or IFSC, is crucial for secure and efficient fund transfers using services like NEFT, RTGS, and IMPS. This unique 11-character code ensures that your money reaches the correct bank and branch without errors.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	DINARA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7350
Branch Address	DINARA, Rohtas, 802213
Contact Number	9771464350
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	802213
State	Bihar

Important Merger Update

Previously, regional rural banks like Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) operated with their own specific IFSC codes. However, these banks, along with Bihar Gramin Bank, have undergone a significant merger. They now operate under the unified identity of Madhya Bihar Gramin Bank (MBGB), which is sponsored by Punjab National Bank.

As a result of this merger, all older IFSC codes associated with Uttar Bihar Gramin Bank, Dakshin Bihar Gramin Bank, and the former Bihar Gramin Bank are now invalid. For all transactions, including those for the DINARA branch, you must use the new and current IFSC code: PUNB0MBGB06. Using any old or revoked IFSC code will cause your transaction to fail.

What is an IFSC Code?

The IFSC Code is an 11-character alphanumeric code that uniquely identifies every bank branch in India participating in the NEFT, RTGS, and IMPS systems. This code is crucial for directing electronic transactions to the correct destination.

• The first four characters represent the bank code. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, indicating its role as the sponsoring bank for Madhya Bihar Gramin Bank.
• The fifth character is always a “0” (zero). This is a control character reserved for future use.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” identifies a particular branch of Madhya Bihar Gramin Bank.

How to Use the IFSC Code

Using the IFSC code is a straightforward process when you are making an electronic fund transfer. Here’s how it generally works for NEFT, RTGS, and IMPS:

1. Log In to Banking: Access your net banking portal or mobile banking app.
2. Select Transfer Type: Choose the type of transfer you want to make – NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service).
3. Add Beneficiary Details: If you haven’t transferred to the recipient before, you’ll need to add them as a beneficiary. This involves providing their name, account number, account type (savings, current, etc.), and the crucial IFSC code for their bank and branch.
4. Enter Transaction Details: Once the beneficiary is added, select them, enter the amount you wish to transfer, and add any remarks if needed.
5. Confirm and Authorize: Review all the details carefully, especially the account number and IFSC code, before confirming the transaction with your password or OTP (One-Time Password).

For the Bihar Gramin Bank DINARA branch, the IFSC code PUNB0MBGB06 ensures your funds are routed correctly through the Madhya Bihar Gramin Bank system, under the oversight of Punjab National Bank.

Benefits of Knowing Your IFSC Code

Understanding and having the correct IFSC code at hand offers several practical benefits:

• Accurate Fund Transfers: It guarantees that your money is sent to the precise bank branch of the recipient, reducing errors.
• Faster Processing: Correct IFSC codes help in quicker processing of NEFT, RTGS, and IMPS transactions.
• Security: It adds a layer of security by ensuring that funds are routed only to verified and identified bank branches.
• Avoid Transaction Failures: Using the right code prevents transaction rejections, which can cause delays and inconvenience.
• Essential for Online Payments: Many online payment platforms and apps require the IFSC code for bank transfers, making it a critical piece of information for digital banking.

Contact Information

For inquiries related to the DINARA branch or general banking services, you can use the following contact details:

• DINARA Branch Phone Number: 9771464350
• DINARA Branch Address: DINARA, Rohtas, 802213
• Madhya Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Madhya Bihar Gramin Bank Toll-Free Number: 18001807777

Frequently Asked Questions

Here are answers to some common questions about the IFSC code and the DINARA branch:

Q1: What is the correct IFSC code for Bihar Gramin Bank, DINARA branch?

A1: The correct and current IFSC code for the Bihar Gramin Bank, DINARA branch, is PUNB0MBGB06. This code is for the merged entity, Madhya Bihar Gramin Bank, sponsored by Punjab National Bank.

Q2: Can I still use the old Bihar Gramin Bank IFSC code for transactions?

A2: No, you cannot. Following the merger, all old IFSC codes for Bihar Gramin Bank, Uttar Bihar Gramin Bank, and Dakshin Bihar Gramin Bank have been revoked. You must use only PUNB0MBGB06 for all electronic fund transfers to the DINARA branch.

Q3: What services require an IFSC code?

A3: The IFSC code is required for electronic fund transfers such as NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). It is also often needed for setting up recurring payments or direct debits.

Q4: What does the “MBGB” part of the IFSC code PUNB0MBGB06 mean?

A4: “MBGB” stands for Madhya Bihar Gramin Bank, which is the name of the merged entity formed by various regional rural banks, including the former Bihar Gramin Bank. The “PUNB” indicates that Punjab National Bank is the sponsoring bank.

Q5: How can I verify the IFSC code if I am unsure?

A5: You can always verify the IFSC code through official channels. Check the bank’s official website, your passbook, or contact the branch directly using the provided contact number (9771464350) or the bank’s toll-free number (18001807777).