Bihar Gramin Bank Jhala IFSC Code

Jhala branch of Bihar Gramin Bank is located in Jhala, Kishanganj district, Bihar (Pincode 855101). This branch serves local customers for deposits, withdrawals, and electronic fund transfers. For online transfers through NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC identifies the bank and its exact branch so payments route correctly and reach the beneficiary without delay.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Jhala
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100794
Branch Address	Jhala, KISHANGANJ, 855101, 9297954397
Contact Number	9297954397
City	KISHANGANJ
District	KISHANGANJ
Reason	ARARIA
Pincode	855101
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations now come under Punjab National Bank for IFSC routing. All branches that previously used UBGB or DBGB IFSC codes now use the single IFSC PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT/RTGS/IMPS to this branch.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify a specific bank branch in electronic payment systems. The structure is:

• First 4 characters — bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character — zero (reserved, usually ‘0’).
• Last 6 characters — branch identifier (alphanumeric). This distinguishes the branch within the bank.

Example split for this branch: PUNB 0 MBGB06 → PUNB0MBGB06.

How to Use IFSC Code

• Add beneficiary in your bank’s netbanking or mobile app. Enter beneficiary name, account number and IFSC PUNB0MBGB06. Double-check spelling and numbers.
• Choose transfer type — NEFT, RTGS or IMPS — depending on urgency and amount. IMPS and NEFT are available 24×7. RTGS is for higher-value transfers and is also largely available round-the-clock; check with your bank for any limits or timings.
• Enter amount and remarks. Confirm the beneficiary details as shown by the bank (bank name and branch) before proceeding.
• Authenticate using OTP, transaction PIN or token as required by your bank.
• Record transaction reference (UTR or IMPS reference). Use it to track or to report failed or delayed transactions.
• If unsure, verify the branch name and MICR (800811002) with the recipient before sending large sums.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without delays.
• Required for adding beneficiaries in netbanking and mobile apps.
• Helps you select the right transfer mode (NEFT/RTGS/IMPS) based on bank and branch capabilities.
• Useful for reconciliation—match IFSC and MICR in bank statements and vouchers.
• Prevents failed transactions and chargebacks caused by wrong branch codes.

Contact

Branch phone: 9297954397

Branch address: Jhala, KISHANGANJ, 855101

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: What is the IFSC code for Bihar Gramin Bank, Jhala?

  A: The IFSC code is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers to the Jhala branch.

• Q: Can I use an old UBGB or DBGB IFSC code for transfers?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions to this branch.

• Q: What should I do if a transfer is marked failed but money was debited?

  A: Note your transaction reference (UTR/IMPS ID) and contact your bank immediately. Provide beneficiary details, IFSC, amount, date and UTR. The bank uses these to trace and reverse or re-credit funds.

• Q: How do I verify that the IFSC belongs to the correct branch?

  A: When you add a beneficiary, your bank displays the bank name and branch. Cross-check that it shows Punjab National Bank / Bihar Gramin Bank — Jhala (or the branch address) and MICR 800811002 before confirming.

• Q: Are NEFT, RTGS and IMPS available at this branch all the time?

  A: Electronic transfer systems are generally available via your bank’s online services. IMPS and NEFT are available 24×7. RTGS is intended for large value transfers and is effectively available round-the-clock through most banks, but check your bank for any specific limits or maintenance windows.