Bihar Gramin Bank SANJHAULI IFSC Code

You need to send money to or receive funds from the Bihar Gramin Bank branch in SANJHAULI, located in the Rohtas district of Bihar. For any electronic money transfer, such as NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) is absolutely essential. This unique code acts like a digital address, ensuring your money reaches the right bank and the specific branch you intend, making your transactions secure and accurate.

Branch Details

Here are the important details for the Bihar Gramin Bank, SANJHAULI branch:

Bank Name	Bihar Gramin Bank
Branch Name	SANJHAULI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7389
Branch Address	SANJHAULI, Rohtas, 802220, 9771464389
Contact Number	9771464389
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	802220
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank is a regional rural bank that serves the state of Bihar. It was formed through the merger of two previous regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This merger brought all operations under a single entity, Bihar Gramin Bank.

Following this merger, Bihar Gramin Bank operates under the sponsorship of Punjab National Bank. This is why the IFSC codes for all its branches, including the SANJHAULI branch, begin with “PUNB”. The specific IFSC code for the SANJHAULI branch is PUNB0MBGB06.

It is very important to note that any old IFSC codes previously used by Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank branches are now revoked and are no longer valid for transactions. Always use the new, consolidated IFSC code, PUNB0MBGB06, for all your fund transfers to the SANJHAULI branch of Bihar Gramin Bank. Using an outdated code will cause your transaction to fail.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It uniquely identifies every bank branch in India that participates in electronic fund transfers. Think of it as a unique address for a specific bank branch.

The IFSC code for Bihar Gramin Bank, SANJHAULI branch, which is PUNB0MBGB06, can be broken down to understand its structure:

• First 4 characters (PUNB): These represent the bank. In this case, “PUNB” stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• Fifth character (0): This character is always a ‘0’ (zero). It is reserved for future use and helps distinguish the bank code from the branch code.
• Last 6 characters (MBGB06): These identify the specific branch. “MBGB06” uniquely points to the SANJHAULI branch of Bihar Gramin Bank.

How to Use an IFSC Code

You will need the IFSC code when initiating electronic fund transfers through services like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Here’s a general guide on how to use it:

1. Log in to your banking portal: Access your internet banking account or mobile banking app.
2. Select the transfer type: Choose the type of transfer you want to make (NEFT, RTGS, or IMPS).
3. Add beneficiary details: You will need to add the details of the person or entity you are sending money to. This typically includes:
   • Beneficiary Name
   • Beneficiary Account Number (you might need to enter it twice for confirmation)
   • Beneficiary Account Type (e.g., Savings, Current)
   • Beneficiary Bank’s IFSC Code (PUNB0MBGB06 for SANJHAULI branch)
4. Enter the amount: Specify the amount of money you wish to transfer.
5. Confirm and submit: Review all the details carefully, then confirm and submit your transaction.

The IFSC code is crucial for the banking system to correctly route your funds to the intended recipient’s bank and specific branch.

Benefits of Knowing the IFSC Code

Having the correct IFSC code is highly beneficial for several reasons:

• Accurate Fund Transfers: It ensures that your money is sent to the precise bank branch, preventing misdirected funds.
• Faster Processing: Transactions like NEFT, RTGS, and IMPS are processed more quickly and efficiently with the correct IFSC code.
• Required for Online Banking: It is a mandatory detail for setting up beneficiaries and initiating transfers through internet banking and mobile banking apps.
• Standardized System: The IFSC code provides a uniform way to identify bank branches across India, making interbank transactions seamless.
• Reduces Errors: By uniquely identifying a branch, it minimizes the chances of manual errors that could occur with other identifiers.

Contact Information

• SANJHAULI Branch Phone Number: 9771464389
• SANJHAULI Branch Address: SANJHAULI, Rohtas, 802220
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Here are some common questions about the Bihar Gramin Bank SANJHAULI branch IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank, SANJHAULI branch?
A1: The IFSC code for Bihar Gramin Bank, SANJHAULI branch, is PUNB0MBGB06.

Q2: Why does the IFSC code start with “PUNB” instead of something like “BGB” for Bihar Gramin Bank?
A2: Bihar Gramin Bank operates under the sponsorship of Punjab National Bank. The “PUNB” prefix in the IFSC code signifies this sponsorship, as Punjab National Bank is the main sponsoring bank for this regional rural bank.

Q3: Can I use an old IFSC code for Bihar Gramin Bank if I have one?
A3: No, it is crucial to use only the current IFSC code. After the merger that formed Bihar Gramin Bank, all old IFSC codes belonging to Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank have been revoked. Using an outdated code will result in your transaction failing.

Q4: What is the MICR code for the SANJHAULI branch?
A4: The MICR (Magnetic Ink Character Recognition) code for the Bihar Gramin Bank, SANJHAULI branch, is 800811002. This code is primarily used for processing physical cheques.

Q5: Is Bihar Gramin Bank a government bank?
A5: Yes, Bihar Gramin Bank is a Regional Rural Bank (RRB). RRBs are jointly owned by the Government of India, the respective State Government, and a sponsor bank (in this case, Punjab National Bank). They are established to serve rural areas with banking and financial services.