The Bihar Gramin Bank branch at Mallikpur is located in Mallikpur, Katihar district, Bihar, PIN 733201. This branch serves local customers for deposits, withdrawals, and fund transfers. For electronic transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC identifies the bank and the exact branch and ensures funds reach the intended account quickly and securely.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mallikpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100769 |
| Branch Address | Mallikpur, KATIHAR, 733201, 9297954122 |
| Contact Number | 9297954122 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 733201 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank for their regional rural bank operations. Both banks now operate using the single IFSC code PUNB0MBGB06 (the code shown above) under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to this branch. If you have saved an older IFSC for UBGB/DBGB, update it before initiating a transfer.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems. Its structure is:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (example: MBGB06 for Mallikpur branch in this code).
So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = specific branch code.
How to Use IFSC Code
Use the IFSC when setting up a beneficiary for NEFT, RTGS or IMPS. Steps:
- Select the transfer method in your bank app or netbanking: NEFT, RTGS or IMPS.
- Choose or add a new beneficiary. Enter the beneficiary name exactly as per their bank account.
- Enter the beneficiary account number.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Mallikpur branch.
- Provide any other requested details (mobile number, email, or purpose) and save the beneficiary.
- Initiate the transfer. For RTGS, confirm the minimum amount requirement with your bank (RTGS is for high-value transfers). NEFT and IMPS have no high-value threshold for eligibility, but IMPS is used for instant small-value transfers.
- Verify the transfer confirmation and note the transaction reference for tracking.
Practical tips: double-check the IFSC and account number. A wrong IFSC may route the payment to a different branch or fail. If the beneficiary bank has moved to the PNB IFSC after merger, use the new code shown above.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Required for online transfers: NEFT, RTGS and IMPS.
- Simplifies adding beneficiaries in netbanking and mobile apps.
- Reduces failed or delayed transfers caused by incorrect branch details.
- Helps customer support trace transactions using the branch code segment.
Contact
Branch Phone: 9297954122
Branch Address: Mallikpur, KATIHAR, 733201
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Mallikpur branch?
A: Yes. The IFSC for Bihar Gramin Bank, Mallikpur branch is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers.
Q: I have an old UBGB IFSC saved. Can I still use it?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation under Punjab National Bank. You must use the new IFSC PUNB0MBGB06. Transfers using revoked codes may be rejected or delayed.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC corresponds to a different bank or branch, the transfer may go to the wrong branch. If the bank validates account number and IFSC together, the transaction could fail. Contact your bank immediately if you suspect an error. Banks usually reverse erroneous transactions after investigation, but it can take time.
Q: Which transfer method should I use: NEFT, RTGS or IMPS?
A: Use IMPS for instant small-value transfers (available 24×7). Use NEFT for routine transfers; it is suitable for most amounts and is available round-the-clock. Use RTGS for high-value immediate transfers—confirm the minimum amount requirement with your bank before choosing RTGS.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC from your bank passbook, account statement, branch visit, or the bank’s official customer service. For Mallikpur branch, confirm the IFSC as PUNB0MBGB06 and the contact number as 9297954122 before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.