Bihar Gramin Bank Mansahi IFSC Code

The Mansahi branch of Bihar Gramin Bank is located in Mansahi village, Katihar district, Bihar (Pincode 854103). This IFSC code is required when you send or receive money through electronic channels such as NEFT, RTGS and IMPS. Entering the correct IFSC ensures the payment is routed to the right bank and branch and avoids failed or delayed transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Mansahi
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100765
Branch Address	Mansahi, KATIHAR, 854103, 9297954194
Contact Number	9297954194
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854103
State	Bihar

Merger Update

The Mansahi branch now uses the consolidated IFSC PUNB0MBGB06 under Punjab National Bank. This IFSC reflects the merger of the regional rural bank entities into a single sponsor-bank arrangement. If this branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that the old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Do not use old codes; using them will cause payment failures or returns.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers.

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 designates the Mansahi branch in this IFSC: PUNB0MBGB06.

IFSC codes are case-insensitive but are normally written in uppercase. The code is mandated by the Reserve Bank for electronic clearing systems.

How to Use IFSC Code

• Open your bank’s netbanking, mobile app or visit a branch counter for fund transfer.
• Select the transfer type: NEFT, RTGS or IMPS. (Use RTGS for high-value transfers; IMPS for instant small-value transfers; NEFT for regular transfers.)
• Provide beneficiary details: account name, account number and the IFSC PUNB0MBGB06. Double-check spelling and numbers.
• Enter amount and an optional remark. For NEFT/RTGS you may be asked to confirm purpose or beneficiary nickname.
• Authenticate the transaction (OTP, token or netbanking password) and confirm. Note the transaction reference number.
• Verify credit: IMPS is typically instant. NEFT/RTGS may take a short time depending on the channel and bank processing. Keep the reference to track the transfer if needed.

Also check the beneficiary name shown by your bank after entering IFSC and account number. If the name doesn’t match, pause and re-verify with the beneficiary.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch. One wrong character can route or fail a payment.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Speeds up account validation. Banks use IFSC to auto-populate branch details and verify beneficiary accounts.
• Facilitates online payments and standing instructions without visiting the branch.
• Helps when filling cheque leaves, bank forms and utility mandates where branch identification is needed. MICR (800811002) helps with cheque clearing.

Contact

Branch Phone: 9297954194

Branch Address: Mansahi, KATIHAR, 854103

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX
ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: How can I confirm this IFSC before making a transfer?

  A: Confirm the IFSC on a bank passbook, a bank cheque leaf, or by calling the branch number 9297954194. Your bank’s netbanking beneficiary creation screen also validates IFSC automatically.

• Q: What happens if I use an old UBGB or DBGB IFSC?

  A: Old UBGB/DBGB IFSC codes have been revoked after consolidation. Using them will likely lead to transaction failure or return. Always use the current IFSC PUNB0MBGB06.

• Q: Is IFSC needed for UPI transfers?

  A: UPI requires a Virtual Payment Address (VPA) and usually does not need IFSC for peer-to-peer transfers. But for adding a beneficiary via netbanking or when linking accounts, IFSC may be required.

• Q: What is the difference between IFSC and MICR?

  A: IFSC routes electronic transfers. MICR (here 800811002) is used for cheque clearing and is numeric. Both identify the branch but for different systems.

• Q: I entered the wrong IFSC but the correct account number. Will the money go to the right account?

  A: Banks primarily use both IFSC and account number to route funds. If the IFSC points to a different branch, the bank may still validate the account number and beneficiary name. However, a mismatch can delay processing. Contact your bank immediately with transaction details to trace or reverse the transfer.