Bihar Gramin Bank Rautara IFSC Code

Rautara branch is located in Katihar district, Bihar (PIN 854337). This page gives the precise details you need to send or receive bank transfers. For electronic transfers such as NEFT, RTGS and IMPS, the IFSC code identifies the exact bank and branch so funds route correctly and reach the intended account without delay.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Rautara
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100764
Branch Address	Rautara, KATIHAR, 854337, 9297954205
Contact Number	9297954205
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854337
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single structure under Punjab National Bank. These merged branches now use the single IFSC code PUNB0MBGB06 for electronic payments. Old UBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. Transactions sent to revoked IFSC codes will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the exact bank branch. Its structure is fixed:

• First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the specific branch code within the bank).

Note: The numeric Branch Code shown in branch records (here 100764) is an internal numeric ID used by the bank and is different from the last six characters of the IFSC. Also, the MICR code (here 800811002) is used for cheque clearing and bulk ECS processing, not required for NEFT/RTGS/IMPS.

How to Use IFSC Code (NEFT / RTGS / IMPS)

1. Open your bank’s internet banking, mobile banking app or visit the branch.
2. Choose fund transfer option: NEFT, RTGS (for time-critical/high-value), or IMPS (instant, 24×7).
3. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06 exactly as shown. A single wrong character can route the payment incorrectly.
4. Verify the branch details shown by the system (bank name and branch). If it does not match, do not proceed until confirmed.
5. Enter amount and any remarks, then authorize the transaction (OTP/password). Keep the transaction reference for tracking.
6. For NEFT: settlement is done in batches by banks (typically multiple hourly batches). For IMPS: fund transfer is immediate. For RTGS: transaction is processed real time for high-value payments where applicable.

Always confirm the beneficiary account number separately (e.g., by calling the recipient) before sending large sums.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Required input for all electronic transfers: NEFT, RTGS and IMPS.
• Prevents delays and returns caused by incorrect branch identification.
• Makes it possible to set up beneficiary accounts in online banking quickly.
• Useful for automated payroll, vendor payments and recurring transfers.

Contact

Branch phone: 9297954205

Branch address: Rautara, KATIHAR, 854337

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the MICR code instead of IFSC for NEFT/RTGS/IMPS?

  A: No. MICR (800811002) is for cheque clearing. Electronic transfers require the IFSC (PUNB0MBGB06).

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the entered account number, the bank’s system may reject the transfer or route it to a different branch. That can cause delays or returns. Always cross-check bank and branch details before authorizing.

• Q: Are old UBGB IFSC codes still valid?

  A: No. Old UBGB IFSC codes have been revoked after the merger into Punjab National Bank’s structure. Use the new IFSC PUNB0MBGB06 for transactions to this region.

• Q: How fast will my money arrive using NEFT, RTGS or IMPS?

  A: IMPS is instant and available 24×7. NEFT is processed in scheduled batches during the bank’s NEFT hours (multiple settlements per day). RTGS processes high-value transfers in real time during RTGS service hours. Exact timing depends on the remitting bank’s processing cutoff times.

• Q: Where else can I find the IFSC for this branch?

  A: The IFSC appears on the bank’s cheque leaves for the branch, on account opening documents, and on the bank’s official branch information. For safety, confirm it with the branch (9297954205) before making large transfers.