Bihar Gramin Bank RAJA BAJAR IFSC Code

The Bihar Gramin Bank branch at RAJA BAJAR, Jehanabad, Bihar (PIN 804408) serves customers in Jehanabad district for deposits, withdrawals and remittances. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. Entering the right IFSC routes money to the intended bank branch. A wrong or revoked IFSC can delay the transfer or cause rejection, so always verify the code before sending funds.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	RAJA BAJAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7459
Branch Address	RAJA BAJAR, Jehanabad, 804408, 7781004459
Contact Number	7781004459
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804408
State	Bihar

Merger Update

This branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank (PNB). The two regional rural banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — were merged into a single entity and consolidated under PNB’s sponsorship. As a result, old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions for this branch. Do not use the old UBGB or DBGB IFSC codes; they will cause transaction failure or reversal.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to uniquely identify bank branches in India for electronic payments.

• First 4 characters = Bank identifier (example: PUNB = Punjab National Bank).
• 5th character = Reserved and is 0 (zero) in the current format.
• Last 6 characters = Branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the specific branch under the sponsor bank).

So, for PUNB0MBGB06 the breakdown is: PUNB | 0 | MBGB06. The IFSC tells payment systems which bank and which branch should receive the funds.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Step 1 — Collect beneficiary details: beneficiary name, account number, branch IFSC (PUNB0MBGB06), branch name and purpose if required.
• Step 2 — Add beneficiary in your bank app or netbanking: go to ‘Add Beneficiary’ or ‘Manage Payees’, enter the account number and IFSC exactly as given, then submit.
• Step 3 — Verification: most banks send an OTP to confirm addition. Wait for confirmation before transferring funds.
• Step 4 — Choose payment mode: NEFT (suitable for most transfers, now available round-the-clock), RTGS (for high-value transfers — typically ₹2 lakh and above — immediate real-time settlement), or IMPS (instant, 24×7 for smaller amounts).
• Step 5 — Initiate transfer: select beneficiary, enter amount, remarks and authenticate with OTP/transaction password. Confirm the details before final submission.
• Offline option: fill the bank transfer form at the branch with the beneficiary account number, IFSC PUNB0MBGB06, MICR 800811002 if requested, and sign the form.

Benefits of Knowing the IFSC

• Ensures funds are routed directly to the correct branch and account.
• Prevents delays, reversals and additional verification steps from the bank.
• Required for online payment setup — you cannot add a beneficiary without it in most systems.
• Keeps high-value transfers (RTGS) and instant transfers (IMPS) accurate and secure.
• Helps customer service and reconciliation — giving the IFSC + branch code (7459) speeds troubleshooting.

Contact

Branch phone no: 7781004459

Branch Address: RAJA BAJAR, Jehanabad, 804408

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How can I verify that PUNB0MBGB06 is correct before sending money?

  A: Verify using the branch passbook or cheque leaf, call the branch at 7781004459, or confirm with your remitting bank’s beneficiary validation screen. Since old UBGB/DBGB codes were revoked, always ensure you use the updated IFSC.

• Q: What is the difference between IFSC and MICR?

  A: IFSC identifies a bank branch for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition), here 800811002, is used mainly for clearing physical cheques through the banking network.

• Q: Can I use IFSC for UPI transfers?

  A: UPI uses virtual IDs and mobile/UPI handles, not IFSC. However, when linking a bank account to some apps, the IFSC may be required to confirm the account details.

• Q: What should I do if a transaction fails because of an old UBGB IFSC?

  A: Contact your bank immediately with the transaction reference. Banks will either reverse the payment or reroute it after confirmation. Provide the correct IFSC PUNB0MBGB06 and branch details to speed resolution.

• Q: Is there a branch code I should keep handy?

  A: Yes. The branch code for RAJA BAJAR is 7459. This is useful for internal bank processes and when filling some bank forms.