Bihar Gramin Bank SAHO BIGHA IFSC Code

Bihar Gramin Bank, SAHO BIGHA branch is located in Jehanabad district of Bihar (PIN 804406). This branch serves retail and rural clients in and around Saho Bigha village. For electronic transfers through NEFT, RTGS or IMPS you must supply the correct IFSC code. The IFSC uniquely identifies the bank and branch in the payment network. Using the right IFSC ensures funds route instantly and reach the intended account without delay or return.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	SAHO BIGHA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7210
Branch Address	SAHO BIGHA, Jehanabad, 804406, 9771464210
Contact Number	9771464210
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804406
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and the combined rural-bank operations now use a single IFSC under Punjab National Bank (PNB). The valid IFSC for the consolidated operations is PUNB0MBGB06. Old IFSC codes issued under UBGB or DBGB have been revoked. For any NEFT/RTGS/IMPS transfer to branches that were under UBGB/DBGB, use only the new IFSC PUNB0MBGB06. Transactions attempted with old codes will fail or be routed back.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify a bank branch in electronic payment systems.

• First 4 characters — Bank code. Example: PUNB means Punjab National Bank.
• 5th character — Always the number 0. This is reserved for future use.
• Last 6 characters — Branch identifier. Example: for PUNB0MBGB06 the last 6 characters are MBGB06, which identifies the SAHO BIGHA branch under the merged setup.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking, mobile app or visit the branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS are available for most amounts; RTGS is typically used for larger transfers.)
• Enter beneficiary name exactly as in their account records.
• Enter beneficiary account number. Re-type or confirm the number; errors cause failed or misdirected transfers.
• Enter the IFSC code: PUNB0MBGB06 for SAHO BIGHA. The IFSC combined with the account number routes the payment to this specific branch.
• Add beneficiary contact details if requested. Save beneficiary if you will transfer again.
• Verify the details on screen. Confirm and authenticate the payment using OTP/transaction PIN.
• For NEFT and IMPS you will normally see an immediate confirmation. RTGS may show a settlement reference and can process continuously (confirm bank cutoff times and minimum amount with your bank).

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic funds to the exact branch and account.
• Reduces failed transfers and delays caused by incorrect branch identification.
• Required field for online transfers (NEFT/RTGS/IMPS) and for adding beneficiaries.
• Helps verify beneficiary details against the bank code and branch code to prevent fraud.
• Useful when filling transfer forms, cheque deposits, or inward remittance requests.

Contact

Branch Phone: 9771464210

Branch Address: SAHO BIGHA, Jehanabad, 804406

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: What IFSC should I use to transfer to SAHO BIGHA branch?

A: Use PUNB0MBGB06. This is the valid IFSC for the SAHO BIGHA branch under the current bank arrangement.

Q: Can I use an old UBGB or DBGB IFSC to transfer money?

A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only the new consolidated IFSC PUNB0MBGB06. Transfers with revoked codes will fail or be returned.

Q: Which transfer method should I choose — NEFT, RTGS or IMPS?

A: Choose based on urgency and amount. NEFT handles most amounts and is widely used. RTGS is for high-value urgent transfers (banks usually set a lower limit such as around ₹2,00,000; confirm with your bank). IMPS is instant and available 24×7 for smaller to medium amounts (per-bank limits apply).

Q: How can I verify that the IFSC and account number match before sending money?

A: Verify the IFSC by checking the first four letters (bank code) and the branch name. Confirm account number digits with the beneficiary. If possible, send a small test transfer or request the beneficiary to confirm receipt. Many banks also display the beneficiary name after you enter account number and IFSC; do not proceed unless the displayed name matches.

Q: What happens if I enter a wrong IFSC but the account number is correct?

A: If the IFSC points to a different branch but the account number does not exist there, the transfer will typically fail and be returned to your account. If the account number exists at the branch identified by the IFSC, funds may reach the wrong beneficiary. Always double-check both IFSC and account number.