The Bihar Gramin Bank Singheswar branch is located in Singheswar village, Madhepura district, Bihar (PIN 852112). For anyone sending or receiving money to this branch, the correct IFSC code is essential. The IFSC identifies the bank and branch for electronic payments—NEFT, RTGS and IMPS—and ensures funds route to the right account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Singheswar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100841 |
| Branch Address | Singheswar, MADHEPURA, 852112, 9297954341 |
| Contact Number | 9297954341 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852112 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged, and the combined rural-banking operations now use a single IFSC code under Punjab National Bank. The valid IFSC for this branch is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. Do not use legacy UBGB/DBGB IFSC codes for transfers—use PUNB0MBGB06 only.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is fixed:
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always a zero (reserved for future use).
- Last 6 characters: Branch identifier (letters and/or digits). In this IFSC, the last six are MBGB06.
So PUNB0MBGB06 decodes as PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use the IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s netbanking, mobile app, or visit a branch. Choose the funds transfer option (NEFT, RTGS or IMPS).
- Enter beneficiary name exactly as on their account.
- Enter the beneficiary account number and confirm its digits carefully.
- Enter the IFSC: PUNB0MBGB06. Also select or enter the bank name (Punjab National Bank) and branch (Singheswar, Madhepura) if the form asks.
- Choose the transfer type: NEFT for routine transfers, RTGS for large-value immediate settlement, IMPS for instant 24×7 small-value transfers (limits depend on your bank).
- Verify all details and authorize the transaction (OTP, netbanking token, or signature at branch).
- Keep the transaction reference for tracking. If funds do not arrive, contact your bank with this reference and the IFSC used.
Benefits of Knowing the IFSC
- Ensures funds route directly to the correct branch and account.
- Reduces failed or rejected transfers caused by incorrect bank/branch selection.
- Required for electronic payment modes: NEFT, RTGS, IMPS and many utility or merchant payouts.
- Helps verify branch identity when accepting inward transfers or payroll credits.
- Useful for reconciling MICR and branch codes during cheque clearance or internal audits.
Contact
Branch phone no: 9297954341
Branch Address: Singheswar, MADHEPURA, 852112
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 valid for all electronic transfers to Singheswar branch?
A: Yes. PUNB0MBGB06 is the valid IFSC for electronic transfers (NEFT, RTGS, IMPS) to this branch. Do not use any previously assigned UBGB/DBGB codes; those have been revoked after the merger.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic fund transfers to identify bank and branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing. For transfers, IFSC is essential; MICR is used for cheque clearing and cheque-related reconciliation.
Q: I used an old UBGB IFSC. What should I do?
A: Contact your bank immediately with the transaction reference. Provide the beneficiary account number and the correct IFSC (PUNB0MBGB06). The originating bank will coordinate with recipient bank and the clearing system to recover or re-route funds if possible.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC shown on a cheque leaf from the beneficiary, the branch passbook, the branch noticeboard, or by calling the branch phone number (9297954341). Confirm that the bank name shown matches Punjab National Bank and that the IFSC is PUNB0MBGB06.
Q: Can I use this IFSC for electronic mandates or recurring payments?
A: Yes. Use PUNB0MBGB06 for mandates, standing instructions or any scheduled electronic payment that credits an account at the Singheswar branch. Always confirm account number and beneficiary name along with the IFSC when setting up mandates.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.