The Bihar Gramin Bank branch at Murliganj is located in Madhepura district of Bihar (Pincode 852123). This IFSC code page explains the branch details and how to use its IFSC for electronic fund transfers. The IFSC is required for NEFT, RTGS and IMPS transfers. It uniquely identifies the bank and branch so funds route correctly and reach the intended account without delay.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Murliganj |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100837 |
| Branch Address | Murliganj, MADHEPURA, 852123, 9297955630 |
| Contact Number | 9297955630 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852123 |
| State | Bihar |
Merger Update
If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following:
- Both UBGB and DBGB have been merged and the combined operations now use the single IFSC code PUNB0MBGB06 under Punjab National Bank routing.
- Old UBGB and DBGB IFSC codes have been revoked. They will no longer work for electronic transfers. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies a specific bank branch in electronic payment systems.
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — always a zero (0), reserved for future use.
- Last 6 characters — branch identifier (example: MBGB06 identifies the Murliganj branch in this IFSC: PUNB0MBGB06).
How to Use IFSC Code
Follow these steps when sending money by NEFT, RTGS or IMPS:
- Open your bank’s netbanking portal or mobile app, or visit the branch.
- Select “Fund Transfer” and choose the transfer type: NEFT, RTGS or IMPS.
- Add a new beneficiary/payee. Enter the beneficiary name exactly as on their account, account number and the IFSC PUNB0MBGB06.
- Verify details and save the beneficiary (some banks require a waiting period or OTP confirmation to activate a new beneficiary).
- Choose the saved beneficiary, enter the amount and a transaction remark, then confirm.
- Keep the transaction reference or UTR number for future tracking and reconciliation.
Notes: NEFT is suitable for routine transfers, RTGS is used for large-value, faster settlement, and IMPS provides immediate 24×7 transfers. Bank-specific limits, charges and activation windows may apply. Always confirm beneficiary details before confirming the transfer.
Benefits of Knowing the IFSC
- Ensures funds route to the correct branch and account.
- Reduces failed transfers and time spent resolving errors.
- Required to add beneficiaries in netbanking and mobile apps.
- Helps businesses and payroll teams automate payments accurately.
- Makes reconciliation easier using UTR/transaction references tied to a branch IFSC.
Contact
Branch phone: 9297955630
Branch Address: Murliganj, MADHEPURA, 852123
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Murliganj branch?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to the Murliganj branch. Old UBGB/DBGB IFSCs are revoked where applicable.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank, the transfer may be rejected or sent to the wrong branch. Rejected transactions are usually refunded, but resolution can take time. Always double-check IFSC and account number before confirming.
Q: Can I use this IFSC for inward transfers from abroad?
A: IFSC is used for domestic electronic transfers (NEFT/RTGS/IMPS). For inward foreign remittances, banks use SWIFT/BIC codes and additional routing details. Check with the sending bank or the receiving branch for the correct SWIFT details if needed.
Q: Are NEFT, RTGS and IMPS available 24×7?
A: IMPS is designed for immediate, round-the-clock transfers. NEFT and RTGS systems are also available for extended hours and many banks offer 24×7 services. However, timing, availability and charges may differ by bank. Confirm with the sending bank.
Q: How can I verify this IFSC before making a transaction?
A: Verify the IFSC on the beneficiary’s account statement, the bank’s branch noticeboard, by calling the branch at 9297955630, or by confirming with the bank’s customer service. Do not rely solely on third-party listings without verification.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.