Bihar Gramin Bank Alamnagar IFSC Code

The Bihar Gramin Bank, Alamnagar branch is located in Alamnagar town, Madhepura district, Bihar (pincode 852213). For customers and businesses in the area, the branch handles deposits, withdrawals and electronic transfers. Knowing the correct IFSC code for this branch is essential for NEFT, RTGS and IMPS transfers. The IFSC ensures your payment is routed to the right bank and branch in the electronic clearing systems used across India.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Alamnagar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100825
Branch Address	Alamnagar, MADHEPURA, 852213, 9297954301
Contact Number	9297954301
City	MADHEPURA
District	MADHEPURA
Reason	SAHARSA
Pincode	852213
State	Bihar

Merger Update

The Alamnagar branch uses the IFSC PUNB0MBGB06, which belongs to the Punjab National Bank (PNB) routing for the merged regional bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity operating under this IFSC. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS payments, use only the new IFSC PUNB0MBGB06; legacy IFSCs will not work for routing transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches for electronic transfers in India. The structure is:

• First 4 characters – bank identifier (example: PUNB = Punjab National Bank).
• 5th character – reserved and always 0.
• Last 6 characters – branch identifier (example: MBGB06 in PUNB0MBGB06).

So in PUNB0MBGB06, PUNB denotes PNB, the fifth character is 0, and MBGB06 identifies the Alamnagar routing node.

How to Use IFSC Code

Use the IFSC when you set up beneficiary details in net banking, mobile banking or at the bank branch. Steps:

• Select transfer type: NEFT, RTGS or IMPS.
• Enter beneficiary name exactly as per bank records.
• Enter beneficiary account number and confirm it carefully.
• Enter the beneficiary IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Alamnagar.
• Fill amount and purpose/remarks as required.
• Confirm details and complete authentication (OTP, token, or netbanking password).
• Save the beneficiary for future transfers, after the bank’s verification window (if applicable).

Notes on schemes:

• NEFT – no fixed minimum; used for routine transfers; now generally available round the clock.
• RTGS – intended for high-value transfers; check your bank’s minimum (commonly ₹2,00,000), and bank-specific availability.
• IMPS – instant and available 24×7 for immediate low- to medium-value transfers.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch. Wrong IFSC can delay or block a transfer.
• Makes adding beneficiaries in netbanking and mobile apps quick and accurate.
• Needed for salary credits, vendor payments and recurring electronic transfers.
• Used to verify payee bank details alongside account number and branch name.
• Required when initiating inward transfers from other banks or remitters.

Contact

Branch phone no: 9297954301

Branch Address: Alamnagar, MADHEPURA, 852213

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for the Alamnagar branch.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC is incorrect but matches another valid branch, the funds may go to the wrong branch. If the IFSC is invalid, the transfer usually fails and funds are returned to the remitter’s account. Always double-check the IFSC and account number before confirming a transfer.

• Q: How do I find the IFSC on a cheque or passbook?

  A: The IFSC is printed on the cheque leaf (usually near the MICR line) and sometimes inside the passbook. Banks also display IFSC on their branch notice boards and official statements. For this branch, use PUNB0MBGB06.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily for faster clearing of cheques. For Alamnagar, the MICR is 800811002.

• Q: Can I receive foreign inward remittances with IFSC?

  A: International transfers typically require a SWIFT/BIC code rather than an IFSC. Many regional bank branches do not have their own SWIFT codes; in such cases, an intermediary bank’s SWIFT and the beneficiary bank’s IFSC/account number are used. Confirm with the branch before initiating a foreign remittance.