The Bihar Gramin Bank branch at Station Road, Madhepura (pin 852130) serves local residents and businesses in Madhepura district, Bihar. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. The IFSC routes your payment to the right bank and branch. A wrong or outdated IFSC can delay a transfer or cause it to fail.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Station Road |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100816 |
| Branch Address | Station Road, MADHEPURA, 852130, 9297954344 |
| Contact Number | 9297954344 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852130 |
| State | Bihar |
Merger Update
Important: The regional rural banks that served Bihar — including units known as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been reorganized under Punjab National Bank for unified operations. All former UBGB and DBGB IFSC codes have been revoked. The single valid IFSC for transactions to this set of branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS or IMPS transfers. If you have an older beneficiary entry using a UBGB/DBGB IFSC, update it before sending funds.
What is an IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is fixed:
- First 4 characters: Bank identifier. Example: PUNB stands for Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier. Example: in PUNB0MBGB06, MBGB06 identifies the specific branch within PNB’s sponsored regional setup.
The IFSC is what payment systems use to route messages from your bank to the beneficiary bank and branch.
How to Use the IFSC Code for NEFT, RTGS and IMPS
- Collect beneficiary details: account name, exact account number, bank name, branch name and IFSC (PUNB0MBGB06 for Station Road, Madhepura).
- Log in to your bank’s netbanking, mobile app or visit a branch. Choose the transfer type: IMPS for instant small-value transfers (24×7), NEFT for standard electronic transfers (batched), RTGS for high-value real-time transfers (usually for amounts above ₹2 lakh; bank thresholds may vary).
- Enter beneficiary name and account number exactly as given. Paste or type the IFSC carefully. The system will match IFSC to bank and branch; verify the displayed branch name.
- Enter amount, purpose and any remarks. Verify charges, if any. For NEFT, note the settlement slot if applicable. For RTGS, transfers are usually immediate during RTGS hours.
- Confirm and authenticate the transaction using OTP or transaction password. Keep the transaction reference for tracking.
- If unsure, make a small test transfer (₹1–₹10 or similar) and confirm receipt before sending a large amount.
Why Knowing the IFSC Matters
- Correct routing: Ensures funds reach the intended branch without manual intervention.
- Faster processing: Accurate IFSC speeds up NEFT/RTGS/IMPS settlement.
- Error reduction: Reduces failed transfers and reconciliation work for sender and recipient.
- Required for electronic forms: Most bank forms and online beneficiary setups ask for IFSC explicitly.
- Helps identify branch: IFSC + MICR together confirm branch and help resolve disputes.
Contact
Branch phone no: 9297954344
Branch Address: Station Road, MADHEPURA, 852130
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any IFSC of Bihar Gramin Bank for transfers to this branch?
A: No. Each branch has a specific IFSC. For Station Road, Madhepura you must use PUNB0MBGB06. Using a different IFSC can delay the transfer or route it to a different branch.
Q: What happens if I enter the wrong IFSC but the correct account number?
A: Most banks validate IFSC and account number together. If the IFSC does not match the account holder’s bank details, the transaction may fail or be returned. In some cases the bank may route it based on account number, but you should not rely on that. Always verify both details.
Q: Are UBGB/DBGB IFSC codes still valid?
A: No. The legacy UBGB and DBGB IFSC codes have been revoked after consolidation. Use the unified code PUNB0MBGB06 for transactions to these branches.
Q: How can I verify the IFSC before making a transfer?
A: Verify IFSC from the beneficiary’s passbook, cheque leaf, or an official communication from the bank. Confirm the branch name shown in your bank’s beneficiary add screen after entering the IFSC. When in doubt, call the branch at 9297954344.
Q: Does IFSC change after a bank merger?
A: Yes. After mergers or reorganizations, banks may assign new IFSCs and revoke old ones. That is why the consolidation under Punjab National Bank now uses PUNB0MBGB06. Always update saved beneficiaries if you’re informed of a change.
If you need help with a specific transfer or confirmation of branch details, call the branch at 9297954344 or use the toll-free number 18001807777 before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.